Posts Tagged bankruptcy

Honoring Laborers

“Blessed are all who fear the Lord, who walk in his ways. You will eat the fruit of your labor; blessing and prosperity will be yours. Psalm 128: 1-2 (NIV)

The September 1, 2014, Labor Day holiday will be celebrated by families around the country with picnics, barbecues, and road trips. Working families in hundreds of towns and cities will honor workers and the work they do.

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Due to the fiscal distress of municipalities and politics, many areas of the country have seen challenges and changes to the public employment workplace culture and unions. In the City of Detroit Governor Snyder appointed Emergency Manager Attorney Orr and his team of lawyers, Jones Day, to file Bankruptcy for the City of Detroit. He has implemented changes in the pension plans and benefits that resulted in the suspension of prior benefits and changes in the terms and conditions of the workplaces.

Many have protested, filed objections to the Bankruptcy plan as unfair, and believe that the “grand plan” robs workers of hard earned benefits , undermines the pension system that workers and unions believe that under the Constitution cannot be unilaterally changed, is a backdoor way to destroy unions , reduce the earning of the workers on the ground there is a lack of money , yet gives to corporations and high priced lawyers and hires high price consultants. New employees who the administration wants are hired at higher salaries, while locking in the salaries of workers who have had their salaries reduced by 10% for the last 5 or more years because they will not vote to submit to unfair terms.

God is still good and laborers must work as unto the Lord while they await for justice through the legal system, effective protest, and peaceful challenges.

Let us remember those who helped build this nation through sweat and tears from slaves, domestic workers, and coal miners to those in the automobile industry, manufacturing industry, construction and other areas in which laborers work.Honor those who struggled to pass laws to protect workers’ health and safety and from unfair labor laws.


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In remembering those who work for the good of their families, the community and our nation we can offer prayers for them. In this changing workplace culture we need to pray for laborers in both private and public sectors. Pray:

1. That God will reveal the dignity and honor of work with excellence for a fair return and reasonable benefits.
2. That workplaces would be a setting of safety and a place where workers will be treated with justice, respect and dignity.
3. That workers will be treated fairly and work will not be privatized at rates that are higher than the what laborers were paid for.
4. For continued employment in the changing global economy.
5. That laborers would pray in the workplace where permissible.
6. Pray for wise and fair supervisors and managers.
7. Pray for political leaders to be men and women of integrity, honor and wisdom that make sound decisions that follow God’s standards for the work place in the public sector.
8. Pray for the protection of the pensions and benefits of retirees and those in the labor force around the country, in the City of Detroit and around the nation. Lord protect the fruit of their labor

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Praying Through a Financial Challenge by Samirian Hill

Save Now, I beseech thee, O Lord: O Lord I beseech thee, send now prosperity.” Psalms 118:25 KJV

You probably can relate to this cry for help, especially over the last few years. If you believe God is your source, the Great Recession, as it is called, should not frighten you. A phrase you may have heard often is, “I am not participating in this recession.” While that is the proper attitude to assume for believers, unfortunately, many household budgets, whether directly or indirectly, have been impacted by the economic downturn. Bankruptcies and foreclosures are at all time highs, while property values declined. Interest rates on credit cards skyrocketed, while available balances and limits were slashed and interest rates on fixed investments are at an all time low. Furthermore, groceries and gasoline prices increased, while paychecks, bonuses, and raises declined, if not eliminated. Not many people escaped the wrath of this economic tsunami!

If your finances have not been affected, then Praise the Lord! You truly have not participated in the “recession”. If your finances were adversely affected, you still do not have to allow external circumstances to move you to fear. Regardless of what APPEARS to be happening, God is still on the throne. Greater is He that is within you, than he that is in the world (1 John 4:4). Look to Jesus, who is the author and finisher of your faith (Hebrew 12:2), not to the news media, government, employers or anywhere else.

Consequently, if you were not managing your money wisely, the economic shift probably exposed your flaws and fallacies. Financial decisions of the past may have come back to bite you on the backside. Don’t be dismayed. God is a God of second chances. He is a merciful God, gracious, compassionate, slow to anger and abounding in love (Neh 9:17). If your finances took a hit, forgive yourself and press forward.

So, how do we move forward from financial turmoil into financial healing? The writer of Psalm 118 gives us some insight on how to seek God in the midst of a trial. Let’s take a look at his approach:

1. Praise and Worship the Lord for who He. “Give thanks to the Lord, for He is good and His love endures forever” (v.1).

2. Build up your confidence in the Lord and begin to confess the victory. “In my anguish I cried to the Lord and he answered by setting me free “(v.5). “The Lord is with me; he is my helper. I will look in triumph on my enemies” (v.7).

3. Make your request know to God by asking directly for what you needed. “O Lord, save us; O Lord, grant us success” (v.25).

4. Conclude your petition with gratitude and thanksgiving. “You are my God and I will give you thanks, you are my God and I will exalt you” (v.28).

In short, cry out to God and ask for what you need financially, but be sure that you are asking in faith, not fear and worry. Without faith, it is impossible to please God and you first have to believe that He exists and that He is the rewarder of those that diligently seek Him (Heb 11:6). Be anxious for nothing, but with prayer and supplication and with thanksgiving, make your request known to God and may the peace of God guard your hearts and mind through Christ Jesus (Phil 4:6). When you cry out again, He’ll hear you from heaven and in His compassion, He will deliver you time after time (Neh 9:28). Follow the psalmist’s example and ask boldly, with confidence, gratitude and praise.

Samirian Hill is the founder and president of BudgetWise Financial Solutions, LLC, a premier financial education and consultancy firm. They teach people to manage money wisely through workshops, seminars, and individual consultations. To contact her, go to

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